Arab Financial Services (AFS): Pioneering Digital Payment Solutions Since 1984

Established in 1984, Arab Financial Services (AFS) has been at the forefront of delivering innovative payment products, services, and solutions in the dynamic payment ecosystem. As a company owned by 37 banks and financial institutions, AFS serves a growing clientele of over 60 in more than 20 countries across the Middle East and Africa (MEA).

AFS stands out as the leading digital payment solutions provider and Fintech enabler in the region, regulated by the Central Bank of Bahrain. Our success is rooted in an executive team committed to investing in cutting-edge technologies, ensuring AFS remains at the edge of payment innovation.

Our services encompass a wide range of financial solutions, including card processing, merchant acquiring, Fintech solutions, and an array of value-added services. AFS’s commitment to innovation is evident in our pioneering services like digital mobile wallets, merchant acquiring services tailored to customer needs, Bahrain's leading digital payroll solution Al Rateb, global contact centers, and much more.

Recognized for our excellence in the industry, AFS has received numerous accolades, including “Best New Payment Solutions Provider for MSME Business Bahrain 2022” by Global Business Magazine, “Leading Payments Innovator Bahrain 2021” by World Business Outlook, and “Best Payment Solution Provider Bahrain 2021” by Global Banking & Finance Review.

Trust AFS for your digital payment needs, where innovation, expertise, and customer-centric solutions converge to redefine the financial landscape of the MEA region.